Skandia / about us / company philosophy


	home / about us / company philosophy
	Customer principles Product design 1. Know the target market We identify the characteristics of customers who are likely to be recommended any new product. 2. Understandable products We design new products so that they can be fully understood by intermediaries recommending them and by customers in the target market. 3. Transparent products We design products with clearly defined benefits and charges where the scope for any discretionary decisions on our part is minimised. 4. Fair charging structures Our products have charging structures that are fair and transparent.	Printer friendly version. Glossary. Adviser Extranet. UK Client Extranet. Swedish Client Extranet. Skandia Spectrum Funds An innovative new concept in portfolio management find out more About Skandia An overview of Skandia find out more Download Skandia Magazine Download our latest fund ranges brochure Check the latest fund prices, performance and factsheets
	Information on this website is not intended for Hong Kong residents. Information on this website about Skandia Group Companies is intended for UK residents only, unless it relates to Royal Skandia, Skandia Life Norge or Suomen Sivuliike. Skandia Group companies do not offer investment advice and no information on this website should be construed as such. Calls may be monitored and recorded for training purposes and to avoid misunderstandings.	©2008 Skandia Legal and regulatory information (including product legal information)