Customer principles

Sales and marketing

1. Clear and balanced promotions
Our promotional material provides a well balanced message, using plain language that is suitable for the target market.

2. Reputable and knowledgeable intermediaries
We distribute products only through intermediaries who we believe treat their customers fairly, and strive to ensure that intermediaries selling our products fully understand them and the risks that they need to consider with their customers.

3. Fair intermediary remuneration
Our intermediary remuneration scales are designed so that remuneration can be disclosed clearly to customers, and intermediaries are not encouraged to recommend unsuitable product characteristics.

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Skandia Spectrum Funds

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About Skandia

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Information on this website is not intended for Hong Kong residents. Information on this website about Skandia Group Companies is intended for UK residents only, unless it relates to Royal Skandia, Skandia Life Norge or Suomen Sivuliike. Skandia Group companies do not offer investment advice and no information on this website should be construed as such.

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