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Offshore investment for UK investors

Royal Skandia Life Assurance Limited is our Isle of Man based assurance company, with products that allow UK investors to enjoy virtually tax free growth. Your financial adviser can highlight the benefits of investing offshore for your own personal circumstance.

The Isle of Man is a leading offshore investment location with valuable client protection through tight regulation and policyholder compensation provision. The UK Financial Services Compensation Scheme is not available to Royal Skandia policyholders. Though Royal Skandia Life Assurance Limited is authorised by the FSA, the rules and regulations made by the FSA under FSMA 2000 for the protection of investors may not apply to persons outside the UK.


In line with all our products the Royal Skandia range offers MultiManager investing, with access to a range of funds run by leading fund managers. The flexibility of the products and services offered enables you not only to invest in virtually any fund in the market but also via different currencies and trust arrangements for tax planning.

For UK investors we offer the:

 Collective Redemption Bond
 Collective Investment Bond
 Managed Capital Account

You can also invest in an offshore bond through our new investment supermarket; Selestia Investment Solutions:
 Selestia Investment Solutions Offshore Collective Investment Bond

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