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Selestia Investment Solutions

 Collective Investment Bond

The Collective Investment Bond is an award-winning unit-linked bond, aimed at people aged between 18 and 80 with at least £10,000 to invest.

Why should you invest in the Collective Investment Bond?

  • Through your Bond you have access to more than 900 funds from 65 fund managers.

  • Independent financial research company Defaqto has awarded our Collective Investment Bond a Five Star rating for product quality.

     For the full Defaqto report select this link

  • access to a comprehensive trust range

  • choice of charging structure – either initial or phased.
     For more information on charging structure select this link.
    A choice of initial or phased charging structures, allowing you to pay all of the set up costs up-front, or spread them over a number of years.


  • access to market leading portfolio planning tools which help them recommend the appropriate funds to match your investment needs

  • access to full online functionality, including up-to-date valuations and fund switching.

Because we don’t sell our bonds direct to the public, we rely on financial advisers recommending us. We have an excellent reputation among financial advisers for the services and tools we provide, all of which are geared towards helping them give you the best possible service. These services include:

The Collective Investment Bond gives you access to two charge options to suit your circumstances.

Initial charge option – allowing you to pay the set-up costs up front.

Phased charge option – allowing you to spread the costs over five years.

 What else do I need to know?


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what does it take to be a 5 star provider?

Skandia has three of only six Defaqto 5 Star rated onshore bonds in the market

and more Financial Adviser 5 Star Service Awards than any other provider

Find out more about Skandia's top quality onshore bond range