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The illnesses, treatments and surgeries coveredAlzheimer's disease – resulting in permanent symptoms Aorta graft surgery – for disease or injury Aplastic anaemia – with permanent bone marrow failure Bacterial meningitis – resulting in permanent symptoms Benign brain tumour – resulting in permanent symptoms Blindness – permanent and irreversible Cancer – excluding less advanced cases Cardiomyopathy – of specified severity Coma – resulting in permanent symptoms Coronary artery bypass grafts – with surgery to divide the breastbone Creutzfeldt-Jakob disease – resulting in permanent symptoms Deafness – permanent and irreversible Heart attack – of specified severity Heart valve replacement or repair HIV infection – caught in the UK from a blood transfusion, a physical assault or at work Kidney failure – requiring dialysis Liver failure – of advanced stage Loss of independent existence – permanent and irreversible Loss of hands or feet – permanent physical severance Loss of speech – permanent and irreversible Major organ transplant Motor neurone disease – resulting in permanent symptoms Multiple sclerosis – with persisting symptoms Paralysis of limbs – total and irreversible Parkinson's disease – resulting in permanent symptoms Pre-senile dementia – resulting in permanent symptoms Progressive supranuclear palsy – resulting in permanent symptoms Stroke – resulting in permanent symptoms Terminal illness Third-degree burns – covering 20% of the body's surface area Traumatic head injury – resulting in permanent symptoms These headings are only a guide to what is covered. You can find full details of these in our brochure your guide to the illnesses covered by skandia protect. Please tell your financial adviser if you would like a copy. |
Principles of ethical investment find out more |
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Information on this website is not intended for Hong Kong residents. Information on this website about Skandia Group Companies is intended for UK residents only, unless it relates to Royal Skandia, Skandia Life Norge or Suomen Sivuliike. Skandia Group companies do not offer investment advice and no information on this website should be construed as such.
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